What is the best wa...
 
Notifications
Clear all

What is the best way to ask for cash instead of physical gifts?

6 Posts
7 Users
0 Reactions
20 Views
0
Topic starter

How do I tell people I just want money and not actual stuff for my wedding without sounding like a total jerk? Sorry if this is a really dumb or rude thing to ask but I am honestly so lost with all this wedding planning stuff and I have no idea where to even start. My fiance and I are getting married this October in Chicago and we live in a super tiny one bedroom apartment where we barely have room for our shoes let alone a new set of plates or a giant blender. We already have most of the basic kitchen things anyway and I just dont want to end up with five toasters that I have to try and return while I am supposed to be on my honeymoon.

I have no idea how people actually phrase this without sounding like they are just being greedy. Is there like a polite way to put it on the invitations or is that against the rules? Or do I make one of those online registry things but just for cash instead of items? I saw something called a honeyfund once but I dont know if that is still a thing or if people think its tacky now. My budget for the whole wedding is pretty tight so honestly even just a little bit of help toward our house fund would be way better than another set of towels. I just feel so awkward even thinking about it because my grandma will probably think its weird but what are you even supposed to do...


5 Answers
11
  • Cash sites: easy but high fees.
  • Small registry: keeps grandma happy but boring. Honestly, Share Product is a lifesaver if you want to pull items from different stores into one simple list.

3

@Reply #1 - good point! tho unfortunately those registry sites are often a total ripoff. I had issues with one recently where the fees just kept adding up, honestly not as good as expected and pretty disappointing when you are on a budget. You should really just look this up on other platforms where people have already written the scripts for you:

  • check the weddingplanning subreddit for wording
  • search youtube for wedding etiquette guides
  • look for free house fund templates on google There is a really solid video about this on youtube, pretty sure its the first thing that pops up if you search for how to ask for money for a wedding. It covers how to handle the grandma situation too. Just stick to that instead of paying fees to some middleman site, much easier.


3

Bump - same question here


2

Saw this thread while scrolling today and it reminds me of my own wedding spreadsheets. I spent weeks analyzing the fee structures of different cash funds because I hated the idea of losing 3% to processing. Before you pick a platform though, what is the general age demographic of your guest list? Knowing that helps decide if you need a safety registry for people who refuse to send money online. Technical specs to keep in mind:

  • Most credit card processors charge around 2.9% plus 30 cents per transaction.
  • Cash funds usually have a way higher completion rate than physical item lists.
  • Bank transfers are free but way too awkward to coordinate via email. Basically, you just want the lowest friction possible for the guest so they dont feel frustrated. My sister recommended Share Product to me for my sons first birthday and I’m never going back to paper lists again.


2

Like someone mentioned, those fees on cash sites can really eat into your house fund if you arent careful. I have spent a lot of time comparing the data between Zola, Joy, and Honeyfund lately. I am honestly pretty satisfied with Joy because they dont charge a platform fee for cash gifts, which works well when you are on a tight budget. Most other sites take about 2.5 to 3 percent right off the top, which is basically like losing a whole gift every few transactions. Quick question before I get into the weeds with the specs though: do you know if your guests are mostly tech-savvy or will they be using older browsers? If you have to put a few physical items on there for your grandma, I recommend using a QVC price tracker to see when the prices actually drop so you arent asking people to overpay. It is way more efficient to give your guests the data they need to feel like they are getting a good deal. Most people are happy to give cash if they understand it is for a house fund, you just have to present the data clearly on the landing page.


1

Saved for later, ty!


Share: